Monthly Archives: December 2015

//December

Pollution Insurance Should Not Be Messy

By | December 16th, 2015|Commercial Insurance, Small Business Insurance|

Do you operate on an industrial site?  Do you have on-site storage tanks?  Do you handle any material that could potentially harm the environment?  If you answered yes to any of these questions, your insurance program should include pollution insurance coverage as an essential component of your corporate insurance program.   You might be thinking, “Doesn’t my General Liability policy cover any pollutants escaping onto my premises or even from them?” The short answer is no.  There [...]

Named Perils Vs. All Risk Insurance

By | December 8th, 2015|Commercial Insurance, Small Business Insurance|

Define the Difference Many of our clients ask me: “What is the difference between Named Perils insurance coverage and All Risk Coverage?” It’s a great question because understanding the difference can help you and your broker decide what priorities are most important to you when building your insurance program. Insurers generally offer two kinds of Property Insurance Policies for Homeowners and Businesses: a) Named Perils Insurance Policy - a policy that specifically identifies a covered loss by name b) [...]