Liability insurance protection offers financial support to another person in the event of damages or injuries to their vehicle or property (themselves and their passengers) when/where you are responsible for the incident resulting in the loss or claim. It also provides coverage for you and your passengers in the event you or they are injured in an accident – regardless of who’s at fault.
Collision coverage provides financial support when repairs or a replacement vehicle is required after your auto vehicle is damaged as a result of impact with another car, ditch, building and more.
Comprehensive – offers similar protection as that provided for in collision coverage and extends the coverage to losses or damage that are caused by anything out of your care and control. This might include, though is not limited to, impact with an animal, hail, theft, fire, vandalism and more.