Claims

/Tag:Claims

To Claim or Not to Claim: How Can Claims Affect My Renewal

By | October 30th, 2015|Commercial Insurance|

I am often asked by my clients, “How do I know when a loss is worth making an insurance claim?” To begin to answer this question, let’s look at how the commercial insurance industry reflects on property claims and your renewal rates. As a note, remember that there is a subjective nature to the renewal process, rates and, as well, market conditions can play a role. Insurance Loss Ratio: Premium Dollars Earned Vs. Claims Dollars [...]

When an Insurance Deductible Hurts: Don’t Miss This

By | June 4th, 2015|Commercial Insurance, Small Business Insurance|

So you think you have your commercial insurance covered, right? If you are like me, you think your insurance deductible is easily managed. What if your commercial insurance doesn't factor the Exponential Effect? Can Your Insurance Deductible Compound and Hurt You? What An Insurance Broker MUST Do For You As insurance brokers, we protect your position. You are our clients and we are with you when we build your insurance policy and we are there [...]