FAQs
- Leaving Alberta
- Ask your broker to order you a Claims Experience Letter.
- Obtain a Driver’s Abstract from the Alberta Registries
- Most Provinces require an out of province inspection. Check with your new jurisdiction.
- Once you have secured insurance in the other province, send us a signed request to cancel your insurance here.
- Coming to Alberta
- Please obtain your driver’s abstract and insurance history from your current province(s)
- You will need an Out of Province inspection, and one can obtain this form at W.H. Wilson Registries.
- You can obtain insurance and registration without changing your driver’s license, but you must change your driver’s license with 60 days and provide us with the number.
- Once you have obtained insurance, you take this proof to W.H. Wilson Registries to get your registration.
Many, many factors affect your Auto Insurance, and these are just a few:
- How many years you have been licensed
- Where you live
- What you drive
- How far you drive daily
- If you have had any convictions, such as speeding, distracted driving, failure to stop or driving under the influence, it will impact your rates.
- The type of conviction you have had will significantly affect your premium.
- If you have had any claims, and how many you have had and what type
- If you have any optional coverages
- If you have any other drivers on your policy and how they answer all the questions above
Property Insurance premiums are based on several things, just to name a few:
- The value of your dwelling
- The age of your dwelling and if any updates have been completed
- What your postal code is
- If you are pressurized hydrant or fire hall protected
- If you have an insurance history
- If you have had claims
- If you have an alarm system
- If you have any optional coverages
- What your deductible is
- The type of coverage you have (Home, Condo or Tenant)
- If you have your auto insurance with the same insurer as your home
- Each insurance company has different rates
