Homeowner’s coverage doesn’t have to be difficult to understand. A basic Homeowners Insurance Policy will cover the following:
The structure of your home
Personal possessions (up to a set limit)
Living expenses in case of a disaster
You can also add supplemental policies such as:
Valuable Articles/Floater policies
(i.e. Jewelry Insurance)
Umbrella policies (additional liability)
The insurance protection you need when you’re on the move:
Auto Insurance – Get the right insurance coverage for your car, truck, van or other vehicles.
Motorcycle Insurance – Ride safe and insure your motorcycle.
ATV and Motorsport Insurance – Insurance policies that cover all your toys.
Classic Car Insurance – Your classic car is an icon. Insure it well.
RV and Mobile Home Insurance – Home insurance for your home-on-the-road.
Boat and Watercraft Insurance – Insurance coverage for the captain of the ship.
The insurance coverage you need to protect your livelihood.
Commercial, Farm & Fleet Auto
Umbrella and Excess Liability
Home Based Business
Special Events Liability
Retailers, Manufacturer’s, Contractor’s Packages
Course of Construction
Commercial General Liability – CGLs insure a business against accidents and injury that might happen on or away from its premises, as well as certain exposures relating to the carrying out of its business operations. In addition, Products and Completed Operations may be of concern, if your business produces a product or does installation or construction of any kind.
Commercial Property & Contents – This insurance covers your building, contents, stock and equipment of a mercantile or manufacturing operation against physical loss or damage. Coverage may be bought on a Named Peril or Broad Form basis, with many extensions of coverage available. We would be glad to tailor a policy to your specific needs.