1. Leaving Alberta
    • Ask your broker to order you a Claims Experience Letter.
    • Obtain a Driver’s Abstract from the Alberta Registries
    • Most Provinces require an out of province inspection. Check with your new jurisdiction.
    • Once you have secured insurance in the other province, send us a signed request to cancel your insurance here.
  2. Coming to Alberta
    • Please obtain your driver’s abstract and insurance history from your current province(s)
    • You will need an Out of Province inspection, and one can obtain this form at W.H. Wilson Registries.
    • You can obtain insurance and registration without changing your driver’s license, but you must change your driver’s license with 60 days and provide us with the number.
    • Once you have obtained insurance, you take this proof to W.H. Wilson Registries to get your registration.

Many, many factors affect your Auto Insurance, and these are just a few:

    • How many years you have been licensed
    • Where you live
    • What you drive
    • How far you drive daily
    • If you have had any convictions, such as speeding, distracted driving, failure to stop or driving under the influence, it will impact your rates.
    • The type of conviction you have had will significantly affect your premium.
    • If you have had any claims, and how many you have had and what type
    • If you have any optional coverages
    • If you have any other drivers on your policy and how they answer all the questions above

Property Insurance premiums are based on several things, just to name a few:

    • The value of your dwelling
    • The age of your dwelling and if any updates have been completed
    • What your postal code is
    • If you are pressurized hydrant or fire hall protected
    • If you have an insurance history
    • If you have had claims
    • If you have an alarm system
    • If you have any optional coverages
    • What your deductible is
    • The type of coverage you have (Home, Condo or Tenant)
    • If you have your auto insurance with the same insurer as your home
    • Each insurance company has different rates

Want to see what Excel Insurance Lloydminster can do for you?

We will walk with you every step of the way as we address your insurance needs. Our professional and personalized service will ensure you'll be glad you chose Excel Insurance Group Lloydminster!