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Do’s and Don’ts to Protect your Property from Fire and Smoke Damage
Helpful Hints to Protect your Property from Fire and Smoke Damage This year, Alberta had below-average winter snowfall, and spring temperatures have arrived about a
Excel Insurance Group Nominated one of Canada’s Top Brokerages
We’ve Come a Long Way: Excel Insurance Group Recognized as one of Canada’s Top-Performing Brokerages We are proud to say that Excel Insurance Group has come a
Pollution Insurance Should Not Be Messy
Do you operate on an industrial site? Do you have on-site storage tanks? Do you handle any material that could potentially harm the environment? If
Named Perils Vs. All Risk Insurance
Define the Difference Many of our clients ask me: “What is the difference between Named Perils insurance coverage and All Risk Coverage?” It’s a great question
To Claim or Not to Claim: How Can Claims Affect My Renewal
I am often asked by my clients, “How do I know when a loss is worth making an insurance claim?” To begin to answer this
Surety Bonds: Securing Larger Clients
What Does It Mean To Be Bonded? There is a lot of confusion about what a bond actually is and, moreover, what it means to
Condo Conundrum: When Board Responsibility Surfaces in a Claim
Condo Corp Conundrum: When the Board Has to Pay for a Claim The number one question I always receive from condominium boards and property managers,
Waivers: Managing Risk for Recreation & Sporting Events
Waivers Are Not Always Effective for Risk Management The Idea of a Waiver is Typically Misunderstood Waivers tend to be poorly understood – both by
8/10 Cases of Employee Fraud are Internal
When Loyalty Bites: 8/10Fraud & Embezzlement Cases are an Inside Job Fraud, Theft & Embezzlement are Perpetrated by Your Employees White-collar crime can have serious
Co-Insurance: When Your Insurance Won’t Pay
Do You Know How Much Your Insurance Policy Will Not Pay? Learning About When Co-Insurance Kicks In for You When reviewing your property insurance, there
When an Insurance Deductible Hurts: Don’t Miss This
So you think you have your commercial insurance covered, right? If you are like me, you think your insurance deductible is easily managed. What if
Start Up Insurance – um yes.
A lot of startup technology companies are focused on the really cool thing: the idea! And that makes sense. If you can’t sell you’re idea
